I am not an expert on money, but I am a relatively frugal person. Not owning a credit card during college meant eating my weight in ramen noodles, but I am glad that I was able to make it through without a mountain of debt.
Watching the news lately, I’ve been (lightly, too much news can be a bit nerve racking) following the new credit card laws.
Credit Card companies are now required by law to tell you when they plan to increase your rate or other fees, how long it will take to pay off your balance, and will no longer be able to “double-cycle”–interest can only be applied to balances in the current billing cycle. More changes can be found at
What You Need to Know